Research White Paper
From Your Wallet to Their Future: How Digital Money is Hijacking Your Child's Financial Independence
A data-driven look at how tap-to-pay, mobile wallets, and in-app currencies are reshaping Gen Alpha’s path to financial independence — and what parents, schools, and fintechs can do about it.
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What’s Inside
- 40-year trend data on the shift from cash to invisible digital money.
- Behavioral science and neuroscience insights on how frictionless payments change spending.
- Generational comparisons across Millennials, Gen Z, and Gen Alpha.
- Forecasts for debt, homeownership, and financial independence for Gen Alpha.
- Practical interventions for parents, schools, and fintech builders.
At a Glance
- Title
- From Your Wallet to Their Future: How Digital Money is Hijacking Your Child's Financial Independence
- Publication Date
- November 2025
- Format
- PDF, 9 pages
- Current Downloads
- 1,482
- Audience
- Parents, educators, fintech leaders, and researchers